Branch Credit Risk Officer
|Branch Credit Risk Officer|
|عنوان:||Branch Credit Risk Officer|
|دسته بندی:||تجارت و بانکداری|
|مدت:||Permanent (with three months probationary)|
|تاریخ ختم:||2017-12-19-(11 ماه مانده)|
|جنسیت:||مرد یا زن|
|کارفرما:||FMFB |درباره FMFB|
|تحصیلات:||At least bachelor degree or associated degree|
|تجربه کاری:||At least five ’ direct experience as credit r سال|
What we’re looking for
To make this exciting role a success, you’ll need a strong background of at least five years’ direct experience as credit risk officer. If you have a bachelor degree or associated degree, you should have at least two years’ experience in banking, MFI, lending, internal audit, finance or risk assessment; preference will be given to candidates with experience in credit risk assessment. You should have good knowledge (or willingness to learn) of the financial analyses principles and indexes and good knowledge (or willingness to learn) of the Basle Committee and DAB rules and regulations pertaining to prudential risk management.
You should demonstrate excellent analytical thinking and attention to details. You will be result oriented with independent mindset, able to draw conclusions and communicate your concerns in a clear and concise manner directly to the Management. Ideally you will be a be quick learner who can rapidly master all aspects of the job with limited supervision and training. Good organizer with self-planning and problem-solving skills. You also have good communication and reporting skills and you should be able to communicate in English.
You will provide assurance that the credit risk in your branch portfolio is managed following the bank’s policies and procedures, and falls within the acceptable level of risk appetite. You will be responsible for smooth and error free processing of loan applications and client verifications in line with the approved bank’s policies and procedures. It will be your role to safeguard a healthy portfolio quality of the branch, communicate proactively any issues of concern and ensure feedback to the bank’s Risk Management Department for improvement.
On document-based assessment of borrowers, you will be responsible for credit assessment of the borrower’s industry, macro-economic factors and assessment of individual borrowers’ creditworthiness as per the bank’s policies and procedures.
On credit risk monitoring of borrowers in the field, you will be responsible for independent client and asset verification in line with the bank’s guidelines.
On decision making power and cooperation, you will have a direct reporting line to the Risk Manager in the Head Office. You will participate as a voting member of the branch Credit Committee and you will share your observations with the branch Management. You will work closely with the Head Office Departments responsible for MicroFinance and SME products on product development, and with your superiors at the Risk Management Department on continuous improvement of the bank’s risk assessment and risk mitigation in all areas of risk applicable to your branch, and in investigating the incidents of operational risk that may arise in your branch.
You will provide periodic and ad hoc reports and communications according to the bank guidelines.
|طریقه ارسال درخواستی|
How to apply
If you believe you are the candidate we are looking for, Please send your CV on or before closing date December 19, 2016 with a covering letter explaining how you meet the required competencies and indicating on the subject line FMFB-HR-0123-2016 the title of the position applied for to [email protected]
Only short-listed candidates will be contacted for test and interview.